Chartered Retirement Planning Counselor (CRPC) Practice Exam 2026 - Free CRPC Practice Questions and Study Guide

Medicare covers skilled nursing facility (SNF) care under specific conditions and for a limited duration. The program will pay for all approved charges for the first 20 days of care in a skilled nursing facility at 100%. This coverage is contingent upon the patient having been hospitalized for at least three days prior to their admission to the SNF and requiring skilled nursing care or rehabilitation services following their hospital stay.

After the first 20 days, Medicare continues to provide coverage for days 21 through 100, but only at a co-payment rate, which the patient is responsible for. Therefore, the correct response aligns with the fact that Medicare fully covers SNF charges for up to 20 days, emphasizing the importance of understanding these specific time frames and coverage rules.